About Deanna Cuellar

NON QM MORTGAGE UNDERWRITER COMPLIANCE SPECIALIST Successful background in delivering a full range of mortgage programs for first-time home buyers, investo...

Deanna Cuellar's Work History
Company

Cdl Pipeline Mgmt/Mgr Ii, Resolution Specialist

Pennymac
Apr 2023 - Present
• Focus on consumer complaint resolution • Manage customer complaint reports & determine root cause of issues linked to customer dissatisfaction. • Communicate with customers in attempt to obtain missing loan documentation which were identified through Investor audits. • Provide oversight and management of ongoing survey programs and ensure changes/improvements are implemented. • Communicate with Operation, Sales, Title & Sr Management regarding escalation status & recommend solutions. • Seek ways to improve customer service experience and determine proper course of action based on customer needs. • Monitors moderate to complex account activity which requires research that may involve multiple systems. • Participate in projects as directed
Company

Non Qm Mortgage Underwriter

Computershare
Aug 2021 - Oct 2022
Skills: • Experienced in a fast-paced high-volume environment. • Strong in analyzing bank statements. Experience with Non-QM programs, guidelines, and underwriting standards. • Strong analytical, decision-making, and problem-solving abilities. Key Achievements: • Assigned to liaison with UBS Wealth Management analyzing high-income loans up to 17M with a signing authority of up to 2M; considered asset dissipation and risk values on complex investor packages. • Maintained a pipeline of portfolio, non-conforming, and jumbo loans providing DTI approvals up to 60% and loan-to-value considerations up to 100% through asset pledges. • Experienced in complex income analysis. • Collaborated with underwriting management & credit risk teams to provide DTI/LTV exception requests for high end clients.
Company

Mortgage Underwriter Ii

Mr Cooper
Oct 2019 - Aug 2021
• Collaborated and negotiated with private mortgage bankers, loan coordinators, and sales management to build customer satisfaction, meet corporate objectives, and fortify B2B relationships. • Analyze consumer credit requests for mortgage applications with a loan authority of 2 million. • Reviewed three to four investor package reviews daily and maintained a 24-hour turnaround on all HMDA resubmissions, focusing on complex income and tax analysis and risk evaluations. • Made careful determinations based on skilled analysis of submitted documentation covering credit histories, employment records and current financial status.
Company

Mortgage Underwriter Ii

Wells Fargo
Jun 2019 - Oct 2019
Key Achievements: • Collaborated and negotiated with private mortgage bankers, loan coordinators, and sales management to build customer satisfaction, meet corporate objectives, and fortify B2B relationships. • Reviewed four to eight investor package reviews daily and maintained a 24-hour turnaround. • Experienced in analyzing income, credit, assets, appraisal report, title report etc.
Company

Non Qm Mortgage Underwriter/ Lead Quality Analyst

Jpmorgan Chase
Nov 2005 - Jan 2019
Skills: • Strong in analyzing bank statements. Experience with Non-QM programs, guidelines, and underwriting standards. Key Achievements: • Recognized as the Top 10% Producer on non-QM programs and portfolio business resulting from detailed data mining, strategic alternative income verification methods, and high-quality compliance reviews of state and federals laws. • Sustained a loan authority of 2.5M+ on intricate conforming, non-conforming, and jumbo loan applications, including multiple pack submissions for high-income clients refinancing or purchasing more than two properties per transaction. • Developed weekly and monthly reporting on privacy sweeps required by compliance and sales identifying information security and data breaches following corporate cybersecurity policies. • Spearheaded training programs and developed training materials for a “Penalty Box” program mandated to approximately 30+ underperforming underwriters through monthly summits and increasing staff performance within three months.
Company

Telesales Supervisor/Telesales Representative

Msa Solutions
Jan 2003 - Nov 2005
Key Achievements: • Recognized as Top 5% telesales representative on the Countrywide Home Loans through lead generations offering first and second mortgage programs to new and existing customers. • Promoted to Telesales Supervisor of 20+ employees supporting Countrywide and BankOne (now merged with JP Morgan Chase) clients while setting weekly and monthly sales targets and handling escalated customer issues. • Cultivated successful sales teams through corporate and personalized coaching to promote persuasive sales techniques delivering superior department productivity and individual performance reviews. • Monitored and quality scored 40 outbound weekly call reviews raising customer service interactions and selling talents; conducted deep coaching during onboarding and maintenance for existing representatives to uphold 100% quality ratings.
Deanna Cuellar's Current Work Details
Deanna Cuellar's Location
location/>
          </div>
          <div class=Phoenix, Arizona, United States
Deanna Cuellar's Expertise
star
NON QM MORTGAGE UNDERWRITER COMPLIANCE SPECIALIST Successful background in delivering a full range of mortgage programs for first-time home buyers, investors, and high-income borrowers up to 17M. Talent for identifying, correcting, and strengthening financial and sales processes and controls. Proven ability to quickly assess organizational needs and apply appropriate resources to resolve complex financial issues efficiently. Core Competencies: Leadership Training Collaboration Sales Time Management Metrics Reporting Risk Evaluations Compliance Projects Communication Portfolio Investing Research Strategic Analysis Documentation Relationship Building Customer Service Microsoft Office Subject Matter Expert Income and Credit Verification Quality Assurance Performance Reviews FHLMC FNMA Staff Development Non-QM Markets Problem-Solving Negotiation Business Operations Coaching and Mentoring
star
CDL Pipeline Mgmt/MGR II, Resolution Specialist | Non QM Mortgage Underwriter | Compliance Specialist
Deanna Cuellar's Current Industry
bag
Pennymac
Deanna Cuellar's Prior Industry
bag
Msa Solutions | Jpmorgan Chase | Wells Fargo | Mr Cooper | Computershare | Pennymac
Deanna Cuellar's Education
Education

Ontario high school

Ontario high school High School Diploma

Not the Deanna Cuellar you were looking for?

Find personal and work emails for over 250M professionals.

Deanna Cuellar Email Addresses
email

de****@co****.com

Work Email
Email Icon

de****@co****.com

Personal Email
Email Icon

de****@ch****.com

Personal Email
Deanna Cuellar Phone Number
People you may be interested in
Profile

Ankit Rastogi

Finance & Accounting Delivery Lead| Shared Service Expert| Digital Transformation| Continuous Improvement|
Profile

Peter Bainbridge

Strategist | Leader | Technologist
Profile

Jyrki Nieminen

CEO at Bluewhite Bioforest Ltd
Profile

Jaime Balzac

Senior Project Manager
Profile

Skye Ratliff

Babysitter at none
Profile

Annabel Bianchi

Divisional Sales Director
Profile

Keith Howlett

Director Of Security at Methodist University Hospital
Profile

Cristal Vasquez

Operations Specialist