About Judi Kutner

My background is extensive and diverse in the fields of business and real estate. I have been fortunate to contribute to the professional education community an...

Judi Kutner's Work History
Company

Business Writer/Researcher - Licensed Real Estate Associate

Self Employed
May 2011 - Present
Responsible for researching and writing secondary market repurchase rebuttals which includes the appropriate presentation and analysis of retrospective financial data in support of lending decisions.
Company

Business Writer/Mortgage Analyst

Rpm Oversight
May 2011 - Present
No description available.
Company

Business Owner

Writereditor Self Employed
Mar 2011 - Present
No description available.
Company

Senior Forensic Mortgage Auditor

Amerihope Alliance Legal Services
May 2008 - May 2009
Responsible for analysis (including federal lending law violations) and report creation for all mortgages for loan modification/foreclosure defense company.
Company

Course Writer/Editor

Mckissock
Jan 2008 - Present
Course writer for online continuing real estate Education Company. Also responsible for the final editing and time studies to ensure compliance with ARELLO standards.
Company

Adjunct Faculty

Westchester Community College
Apr 2003 - May 2008
Real Estate Certificate Courses: Real Estate Ethics, Basic Underwriting, Real Estate Finance, Credit Analysis and Non-conforming Loans, and Real Estate Closings; Real Estate Principles and Practices.
Company

Certified Continuing Education Instructor/Course Developer

Board Of Cooperative Education Svcs
Jan 1996 - Jan 2008
Real Estate Certificate Course: Developed and taught the following state-approved continuing education courses ; Real Estate Ethics, Basic Underwriting, Real Estate Finance, Credit Analysis and Non-conforming Loans, and Real Estate Closings Business and Computer Courses :Windows, Word, Excel, Intermediate Excel, Advanced Excel, Powerpoint, Introduction to Business and Computers, Applied Business Applications and Quicken.
Company

Owner

Jk Financial
Jul 1994 - May 2008
Operated a mortgage origination/brokerage firm. Sold, processed, underwrote and closed residential loans including conventional and FHA mortgages. Responsible for entire start-up of company, day-to-day operations and operated as the liaison to NY State Banking Department. Proficient in Calyx Point.
Company

Licensed and Registered New York State Mortgage Broker/Principal Owner

Jk Financial
Jan 1994 - Jan 2009
Operated a mortgage origination/brokerage firm. Sold, processed, underwrote and closed residential loans including conventional and FHA mortgages. Responsible for entire start-up of company, day-to-day operations and operated as the liaison to NY State Banking Department. Proficient in Calyx Point.
Company

Mortgage Sales Representative/Underwriter

Citibank Fsb
Jan 1990 - Jan 1994
Sold a vast array of mortgage products which included first mortgages, second mortgages, home-equity loansand CEMA mortgages. Transferred to technical area of the mortgage operation to underwrite FNMA quality loans. Championed sales effectiveness programs throughout sales divisions. Sold mutual funds, variable annuities and life insurance through nationwide campaigns.
Company

Underwriter/Manager

Hudson Mortgage Bankers
Jan 1986 - Jan 1990
Designated underwriter for all conventional financing including those requiring PMI. Coordinated closings and implemented necessary disbursement procedures through established warehouse lines. Created, implemented and supervised a new division for this established mortgage banker. Responsible for developing lender funding relationships, supervision of sales and training, underwriting and closings of all 2nd mortgages
Company

Assistant Branch Manager of Mortgage Operations

Gmac Mortgage
Jan 1984 - Jan 1986
Assisted manager in daily operations including sales meetings, product and underwriting guideline updates, and supervised processing staff from file opening through underwriting submission and closing. Was also responsible for weekly and monthly branch reporting to regional management.
Judi Kutner's Current Work Details
Judi Kutner's Location
location
West Palm Beach, Florida, United States
Judi Kutner's Expertise
star
My background is extensive and diverse in the fields of business and real estate. I have been fortunate to contribute to the professional education community and prudently grabbed the opportunity to be personally mentored by four amazing legal minds with gifted writing abilities. My business degree - Boston University – Questrom School of Business allows me to apply analytic methods to a variety of business applications. I have taught Excel, Quicken, Real Estate Finance, Ethics, RESPA, Truth in Lending, Fair Housing, Underwriting, and Risk Assessment. My financial expertise has afforded me the opportunity to successfully manage a mortgage finance company in New York. JK Financial specialized in challenging financial scenarios and complex borrower credit profiles. I have held many professional licenses in my career: An NASD Series 6 License, an NASD Series 63 License, a Florida Community Association Manager (CAM) License, a Florida Real Estate License and a New York Mortgage Brokerage License. Rigid standards often required by banking laws, Lending Laws, Underwriting Guides, and Course Development (in accordance with ARELLO standards) have been blended to offer a unique writing/creative style. I co-launched Creative Mind Management, a swanky psycho-educational boutique, designed to address a myriad of psychological issues. We offer engaging videos (approve by NASW), experiential exercises, brief lectures, cartoons and a soothing, relaxing ‘Binaural Beats Meditation.’ I have spent the majority of my career as a business owner or independent contractor and understand deadlines and the inherent integrity required to honor them.
star
Financial Writer, Creative Director
Judi Kutner's Current Industry
bag
Self Employed
Judi Kutner's Prior Industry
bag
Gmac Mortgage | Hudson Mortgage Bankers | Citibank Fsb | Jk Financial | Board Of Cooperative Education Svcs | Westchester Community College | Mckissock | Amerihope Alliance Legal Services | Writereditor Self Employed | Self Employed | Rpm Oversight
Judi Kutner's Education
Education

Boston University

Boston University Bachelor Of Science , Business Administration; Statistics And Management Science
Education

Boston University Questrom School of Business

Boston University Questrom School of Business Bsba , Management Science, Statistics
Education

Boston University

Boston University

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