About Sharla Fife

* Servant Heart - Results Driven Honest Leader *30 yrs in Mortgage Industry Operations * 20 yrs proven Management Experience * Underwriting, QC, Compliance, Pro...

Sharla Fife's Work History
Company

AVP Underwriting Manager

Happy State Bank
Aug 2017 - Apr 2022
• • Manage a staff of Processors/Underwriters including pipeline management and workload distribution • 5m Underwriting Authority level for Portfolio products • FHA CHUMS/VA LAPP SAR delegations intact; Experienced with FNMA/FHLMC, USDA, Commercial, Jumbo, Non Agency, Non QM, DSCR, Bank Stmts programs, Reverse, Equity, Construction products; • Retail and Wholesale experience; Investor Purchase liaison ensuring loans shipped are cleared for purchase • Manage Adverse Action and Second Level Review process ensuring compliance regulations are intact • Liaison to Compliance ensuring timely credit decisions and TRID regulations are met • Conduct team member production reviews confirming quality is consistent and KPI goals are met • Cultivated a healthy Operational relationship Partnering internal teams regarding product guidelines/loan structuring; • Credit Policy Review and Revision of guidelines(Internal and Agency); education and training delivered as changes occur
Company

Lending Manager

Wells Fargo Home Mortgage
Apr 2012 - Dec 2016
• Managed 21 Conventional, FHA and VA underwriters and also carried own pipeline of increased risk loans • Reviewed challenging escalations and provided path for clear to close • Revised and implemented Underwriting guidelines and Compliance policy to adhere to most recent updates, as well as any overlays that may be required by specific agencies and investors. • Monitored Service Level Agreement and department process flow resolving any issues as necessary. • Performed coaching, education and supplemental training to team members as needed in order to boost team quality and production. necessary.
Company

Senior Mortgage Underwriter

Bank Of America
Sep 2009 - May 2012
FHA/VA and Conventional Mortgage Underwriter.
Company

FHA/VA and Conventional Underwriter

Contract Fha And Conventional Underwriter
Jan 2009 - Aug 2009
Credit and collateral risk review according to FNMA/FHLMC standards. FHA DE underwriter
Sharla Fife's Current Work Details
Sharla Fife's Location
location
1105 Moore Terrace, Arlington, United States
Sharla Fife's Expertise
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* Servant Heart - Results Driven Honest Leader *30 yrs in Mortgage Industry Operations * 20 yrs proven Management Experience * Underwriting, QC, Compliance, Processing, Post Closing * Proven ability to eatablish partnerships to build outstanding teams that exceed expectations Specialties: Underwriting, Management, Quality Control, Mortgage Banking, Training, Consumer Lending
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Underwriting Manager
Sharla Fife's Current Industry
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Happy State Bank
Sharla Fife's Prior Industry
bag
Contract Fha And Conventional Underwriter | Bank Of America | Wells Fargo Home Mortgage | Happy State Bank
Sharla Fife's Education
Education

Texas Tech University

Texas Tech University

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