Ravindra Joshi

FAQ About Ravindra Joshi

• What is Ravindra Joshi's address?

  Ravindra Joshi is located at
  Doha, Doha, Qatar

• What is Ravindra Joshi's job title?

  Ravindra Joshi is a
  Currently Chief Credit Officer (CCO), heading CREDIT DIVISION of the third largest bank of Qatar, encompassing Wholesale Banking Credit, SME Credit, International Banking & Financial Institution Credit, Retail & Private Banking Credit, Remedial Credit and Credit Monitoring Function; Previously, successfully held position of Head of Risk Management Dept. of Ahli Bank (a medium sized Bank in Oman), encompassing Credit Risk function (Corporate, SME & Retail, Remedial), Credit Administration function, Market Risk (Mid office) function and Operation Risk function; Solid work experience with reputed large banks / FIs across the GCC and India – CBQ (Third largest bank in Qatar), Ahli United Bank Group (One of the largest banks in Bahrain), Emirates NBD (One of the largest banks in UAE), Bank of Bahrain & Kuwait (One of the leading commercial banks in Bahrain), Mizuho Corporate Bank (erstwhile Fuji Bank – one of the Largest commercial bank in Japan) and IDBI (a leading financial institution of India); Expert knowledge & understanding of banking, finance, commerce & legal fields – Rank holder (7th) Chartered Accountant (India), Rank holder Management Accountant (AICWA, India), PG Diploma in Treasury& Risk Management (CTM), Degree in General Law (LLB) and Degree in Commerce (B.Com.); 27 years of extensive experience in assessing credit risk related to contract finance, real estate finance (commercial, hotel, residential), corporate banking (Large and Mid), Islamic banking, Treasury & Investment, International Banking / cross border proposals (Country/ Sovereign Risk, Bank Risk and corporate credit risk), project finance as well as Factoring (Recourse / Non-recourse) / Trade Finance proposals; Also managed credit underwriting risks for Retail banking and SME Banking; Extensive experience in handling Remedial Credit (Identification of weak / NPA, through early warning indicators & monitoring function, Approve restructuring or debt asset / equity swap to manage NPA level, Working with Legal for work out or court action; Experience of implementing ICAAP, stress testing, Basel II & III and IFRS 9 projects in banks. Also experience of implementing Moody’s Credit Lens, Credit Workflow, RAROC, Risk Appetite Statement and setting sector / group concentration; Leader with excellent team management capabilities; Cross cultural awareness gained through multicultural working environment & managing different cultural mindset people effectively, Conducted training/ Invited as speaker on subjects of finance, credit & risk management; Commercial Bank

• What industry does Ravindra Joshi currently work in?

  Ravindra Joshi currently works in the
  Commercial Bank

• What is Ravindra Joshi's area of expertise?

  Ravindra Joshi specializes in
  Currently Chief Credit Officer (CCO), heading CREDIT DIVISION of the third largest bank of Qatar, encompassing Wholesale Banking Credit, SME Credit, International Banking & Financial Institution Credit, Retail & Private Banking Credit, Remedial Credit and Credit Monitoring Function; Previously, successfully held position of Head of Risk Management Dept. of Ahli Bank (a medium sized Bank in Oman), encompassing Credit Risk function (Corporate, SME & Retail, Remedial), Credit Administration function, Market Risk (Mid office) function and Operation Risk function; Solid work experience with reputed large banks / FIs across the GCC and India – CBQ (Third largest bank in Qatar), Ahli United Bank Group (One of the largest banks in Bahrain), Emirates NBD (One of the largest banks in UAE), Bank of Bahrain & Kuwait (One of the leading commercial banks in Bahrain), Mizuho Corporate Bank (erstwhile Fuji Bank – one of the Largest commercial bank in Japan) and IDBI (a leading financial institution of India); Expert knowledge & understanding of banking, finance, commerce & legal fields – Rank holder (7th) Chartered Accountant (India), Rank holder Management Accountant (AICWA, India), PG Diploma in Treasury& Risk Management (CTM), Degree in General Law (LLB) and Degree in Commerce (B.Com.); 27 years of extensive experience in assessing credit risk related to contract finance, real estate finance (commercial, hotel, residential), corporate banking (Large and Mid), Islamic banking, Treasury & Investment, International Banking / cross border proposals (Country/ Sovereign Risk, Bank Risk and corporate credit risk), project finance as well as Factoring (Recourse / Non-recourse) / Trade Finance proposals; Also managed credit underwriting risks for Retail banking and SME Banking; Extensive experience in handling Remedial Credit (Identification of weak / NPA, through early warning indicators & monitoring function, Approve restructuring or debt asset / equity swap to manage NPA level, Working with Legal for work out or court action; Experience of implementing ICAAP, stress testing, Basel II & III and IFRS 9 projects in banks. Also experience of implementing Moody’s Credit Lens, Credit Workflow, RAROC, Risk Appetite Statement and setting sector / group concentration; Leader with excellent team management capabilities; Cross cultural awareness gained through multicultural working environment & managing different cultural mindset people effectively, Conducted training/ Invited as speaker on subjects of finance, credit & risk management;

• Which languages does Ravindra Joshi speak? 

  Ravindra Joshi speaks the following languages:
  No languages available.

• Which industries has Ravindra Joshi previously worked in?   

  Ravindra Joshi has prior experience in the following industries:
  Commercial Bank , Commercial Bank , Ahli United Bank , Ahli United Bank , Ahli United Bank , Emirates Nbd , Emirates Nbd , Bank , Bank , Mizuho Bank , Industrial Development Bank

• What is Ravindra Joshi’s work experience?  

  Ravindra Joshi has the following professional experience:
  Commercial Bank , Commercial Bank , Commercial Bank , Ahli United Bank , Ahli United Bank , Ahli United Bank , Emirates Nbd , Emirates Nbd , Bank , Bank , Mizuho Bank , Industrial Development Bank .

• How can I find Ravindra Joshi on LinkedIn?  

  You can view Ravindra Joshi’s
  LinkedIn profile at LinkedIn URL.

• What are Ravindra Joshi’s work email addresses?  

  Ravindra Joshi’s work email addresses are
  [email protected] .

• What company does Ravindra Joshi work for?  

  Ravindra Joshi works at
  Commercial Bank