
Sayog Jugmohan
Duties and Responsibilities Build and maintain top down financial planning models per income statement item Build... | Johannesburg, Johannesburg, South Africa
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Sayog Jugmohan’s Emails sa****@st****.co
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Sayog Jugmohan’s Location Johannesburg, Johannesburg, South Africa
Sayog Jugmohan’s Expertise Duties and Responsibilities Build and maintain top down financial planning models per income statement item Build and maintain bottom up financial planning models per product Conduct operational evaluations of risk and opportunities from a financial planning perspective to business partners. Prepare, analyse and stress test financial plans for the cluster business unit prior to presentation to the CFO Identify and understand risks, opportunities and material changes in financial drivers used in compiling forecasted plans Engage with various business partners to provide financial planning support and serve as an advisory partner to them on relevant products, margins and financial performance Prepare monthly management accounting packs detailing cluster performance. Liaise with Group Treasury and regarding funding and pricing models for existing and new products Build business cases and financial models for all new strategic initiatives. Member of the Consumer Bank Interest Pricing Council Member of the Consumer Bank Non Interest Pricing Council.Duties and Responsibilities Review consolidated top down financial planning models per income statement item (Consumer Bank and Product) Review consolidated bottom up financial planning models per product (Consumer Bank and Product) Conduct operational evaluations of risk and opportunities from a financial planning perspective to business partners (Consumer Bank and Product). Review and stress test financial plans for the cluster business units prior to presentation to the CFO Identify and understand risks, opportunities and material changes in financial drivers used in compiling forecasted plans (Consumer Bank and Product). Engage with various business partners to provide financial planning support and serve as an advisory partner to them on relevant products, margins and financial performance (Consumer Bank and Product). Review monthly management accounting packs detailing cluster performance (Consumer Bank and Product). Liaise with Group Treasury and Pricing Teams regarding funding and pricing models for existing and new products Build business cases and financial models for all new strategic initiatives. Member of the Consumer Bank Interest Pricing Council Member of the Consumer Bank Non Interest Pricing Council Ensure alignment of overall ABSA strategy. Manage 5 staff members. Duties and Responsibilities Preparing monthly, quarterly, half-yearly and yearly schedules detailing stressed customers (i.e. watchlist, past due but not impaired and impaired) Analysis of schedules and preparation of commentary Preparation of Exco reports (monthly, quarterly, half- yearly and yearly) Support the business manager in ensuring mutually appreciated working relationships between Business Support & Recovery (BS&R), Group finance, Group risk, Group credit, CIB Finance departments, BS&R Managers and auditors (internal and external) Assist with the preparation of South African Reserve Bank schedules Customer trend analysis Adhoc reporting. Duties and Responsibilities Produce monthly costing reports. Improvement of existing costing models Determine customer needs to design and build new costing models based on their requirements(Product model and Segment model) Expenditure analysis and variance reporting Adhoc analysis to assist and improve decision making. Duties and Responsibilities Produce monthly management accounts Preparation of budgets and forecasts Preparation of 5 year strategic plan Expenditure analysis and variance reporting Communicate with various stakeholders to resolve queries timeously Implementation of monthly risk account to eliminate risk levels Ensuring security and integrity of data produced Identifying and implementing internal controls Processing of financial transactions Compilation of monthly cost and product reports Costing of adhoc projects. Recommendations to stakeholders based on costing of adhoc projects Adhoc reporting Adhoc analysis to assist and improve decision making. Duties and Responsibilities Produce monthly management accounts Preparation of general ledger reconciliations Preparation of monthly merchandise profit estimates Preparation of budgets and forecasts (operational and merchandise) Expenditure analysis and variance reporting (operational and merchandise) Assist with the preparation of board reports Assist with the preparation of the 5 year Strategic Plan(operational and merchandise) communicate with various stakeholders to resolve queries timeously (operational and merchandise) Reconciliation of monthly risk accounts to eliminate risk levels Ensuring security and integrity of data produced Identifying and implementing internal controls Processing of financial transactions Adhoc reporting Adhoc analysis to assist and improve decision making. Duties and Responsibilities Produce monthly management accounts. Preparation of general ledger and bank reconciliations Preparation of budgets and forecasts Preparation of monthly profit estimates Preparation of year end packs Assist with the monitoring and controlling of staff Assist with computer issues Involvement in the operational side of the business with emphasis on internal controls and business development.
Sayog Jugmohan’s Current Industry Absa
Sayog
Jugmohan’s Prior Industry
Garden City Motors (Pty) Ltd
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Edcon
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SAA Technical
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Standard Bank
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Absa
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Work Experience

Absa
Financial Manager - Consumer Bank (Transactional,Investments, Debit Card and Rewards Product houses)
Tue Jan 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Absa
Management Accountant - (Transactional and Savings and Investments)
Sat Jan 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time) — Tue Jan 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time)
Standard Bank
Manager: Business Support and Recoveries
Mon Mar 01 2010 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Mar 01 2012 00:00:00 GMT+0000 (Coordinated Universal Time)
Standard Bank
Cost and Management Accountant
Sun Mar 01 2009 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon Mar 01 2010 00:00:00 GMT+0000 (Coordinated Universal Time)
SAA Technical
Management Accountant
Tue Apr 01 2008 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Feb 01 2009 00:00:00 GMT+0000 (Coordinated Universal Time)
Edcon
Assistant Management Accountant
Mon May 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Mar 01 2008 00:00:00 GMT+0000 (Coordinated Universal Time)
Garden City Motors (Pty) Ltd
Accountant
Tue Jun 01 2004 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Apr 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time)