
Steve Gilbert
With 20+ years of experience as a Transformational Executive Business Leader, I have a focused background in product... | Moraga, Moraga, United States
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Steve Gilbert’s Location Moraga, Moraga, United States
Steve Gilbert’s Expertise With 20+ years of experience as a Transformational Executive Business Leader, I have a focused background in product strategy, credit and fraud management, business operations and change management. I am highly skilled in payments, billing, credit, fraud and risk mitigation, agile methodology, and deposits products. As a digital platform developer, I am well versed in positioning product pages, API integrations, and streamlining applications. I utilize an entrepreneurial mindset to drive growth and scalability, supporting robust organizational success spanning startup organizations to Fortune 500 companies within the global financial industry. Key Achievements Include: ✅ Introduced fraud strategies reducing fraud losses by over 45MM through real time transactions authorization modeling. ✅ Introduced review process for credit, resulting in identification of 25MM in fraudulent applications. ✅ Created omni channel experience and digitized online platform developing Product Positioning Pages, Payment Calculators, and streamlined applications; grew online applications by over 500% to represent nearly 50% of all applications for unsecured business credit ✅ Introduced real-time billing and payment infrastructure supported by ACH and card payments for 1-time and recurring payments. ✅ Drove analysis, recommendation and implementation for Buy Now Pay Later opportunities for merchants representing growth opportunity in payments. ✅ Developed and implemented multi-channel marketing strategies that generated robust growth in unsecured business loans, increasing portfolio 533% while reducing time to fund to next business day ✅ Introduced new unsecured loan products to increase approval rates by over 33% ✅ Drove real-time payment platforms for debit card, ATM, ACH, overdraft protection and checks. ✅ Founded technology company introducing 2-game changing phone applications ✅ Introduced engagement activities and established a vision and culture of excellence, expanding employee engagement 131%, from 3.35 to 4.38 on a scale of 5, achieving Gallup “World Class” engagement status (3:1 to 19:1 happy: unsatisfied ratio) Contact me through this profile if you wish to connect.
Steve Gilbert’s Current Industry Boost Mobile
Steve
Gilbert’s Prior Industry
Wells Fargo
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Senior Care Authority
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Realtime Senior Living
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Aurora Payments
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Boost Mobile
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Work Experience

Boost Mobile
Vice President, Credit and Fraud
Mon Apr 01 2024 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Aurora Payments
Aurora Payments, Director of Product Management
Sun Jan 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon Apr 01 2024 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company - Director, Senior Vice President – Head of Legal Order Operations
Sun Aug 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jul 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company - Head of Paycheck Protection Program (PPP) Lending Originations (Interim)
Wed Apr 01 2020 00:00:00 GMT+0000 (Coordinated Universal Time) — Tue Jun 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company - Senior Lead Product Manager, Vice President – Small Business Lending
Fri Apr 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Aug 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time)
Realtime Senior Living
Founder, Chief Executive Officer and Innovator
Fri Jan 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time) — Wed Jan 01 2020 00:00:00 GMT+0000 (Coordinated Universal Time)
Senior Care Authority
Franchise Area Owner
Mon Jun 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Dec 01 2018 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company - Senior Operations Manager, V.P., Head of Summons & Subpoena Processing
Sat Jan 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Jan 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company - Director, Product Management Manager – Vice President, Deposits and Payments
Sun Jan 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jan 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company Technology and Operations Business Liaison
Thu Jan 01 2004 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jul 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo & Company Enterprise ATM and Debit Card Fraud Manager
Tue Jan 01 2002 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Jan 01 2004 00:00:00 GMT+0000 (Coordinated Universal Time)
Wells Fargo
Wells Fargo and Company Sr Business Banker and Credit Underwriter
Wed Jan 01 1997 00:00:00 GMT+0000 (Coordinated Universal Time) — Tue Jan 01 2002 00:00:00 GMT+0000 (Coordinated Universal Time)