Vincent Kawsan

FAQ About Vincent Kawsan

• What is Vincent Kawsan's address?

  Vincent Kawsan is located at
  Detroit, Detroit, United States

• What is Vincent Kawsan's job title?

  Vincent Kawsan is a
  As District Manager for this children's clothing store, was in charge of 15 employees in 5 different locations in the Detroit Metropolitan area. Responsibilities included purchasing inventory, payroll, scheduling and training staff, setting up new locations, maintaining relationships with clothing vendors, acquiring new clothing accounts, merchandise display, and producing sales promotions.Fannie Mae Product Manager. Conduct market research to stay abreast of new product/pricing opportunities, including but not limited to competitor analysis, Agency guideline announcements, Conduit guideline announcements and any legal or compliance issue that could impact the salability of loans. Seek out new buyers of products for increased liquidity of loan sales. Interpret and evaluate product guidelines/changes and market information for management review. Assists in all aspects of product development, testing and implementation including the coordination of all work groups (Sales, Ops, Secondary, Training, Marketing, Servicing, Trading/Hedging, etc) to ensure successful launches or change-overs. Actively review loan sales for any systemic issues that might make loans unsalable/unprofitable and coordinates an action plan to resolve the issue.Maintain deep ties with Banking, Operations, and Communications to ensure our guidelines are well understood. Have a thorough knowledge of investor guides and how they impact our business. Actively review our guideline exceptions, FSO Issues, Loan Compass questions, GURU feedback, and SOS questions to identify and solve issues with our guides and processes. Work with our technology team to fix “broken windows” in our products. Help with testing the functionality of newly developed guidelines to ensure requirements were satisfactorily met. Work with the Product Managers to solve issues and manage day-to-day processes that support any issues that arise. Help to maintain reporting around product-related issues. Create announcements to send to various groups regarding product/guideline changes. Conduct internal research to stay abreast of guideline interpretation on the floor. Assist in all aspects of product development, testing and implementation including the coordination of all work groups (Sales, Ops, Secondary, Training, Marketing, Servicing, Trading/Hedging, etc.) to ensure successful launches or change-overs. Lead weekly team huddles throughout the company to ensure current guidelines are being interpreted correctly while also introducing new changes that are being worked on.Make risk decisions based on company overlays versus actual product guidelines. Work with Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo, Schwab Loans. Work with Product Managers to help clean up investor guidelines for better synergy throughout the company. Build out guidelines for issues that we see on the floor that haven’t been addressed on the company level yet.Company hotline that caters to questions regarding loan guidelines, fixes, and exceptions. Work with all other teams/members of the company via phone, email, and instant messenger to help solve these issues. Loan channels include both refinance and purchase, and products include Fannie Mae, Freddie Mac, Schwab, Jumbo, FHA, VA, and USDA.Same job duties as a Final Signoff Underwriter, while maintaining a higher volume of loans and quality of loans.Perform audits on underwritten loans to ensure they were correctly underwritten. Use expertise from previous experience to ensure loan is ready to be sent to investor. In addition to auditing and fixing any issues that may exist, also read title documents to confirm that there are no red flags.Same duties as the Associate Underwriter position with the addition of Freddie Mac loans, multiple property loans, self-employed clients, rental income, and other miscellaneous loan types.Review loans and mortgage applications upon receipt and make credit decisions for each loan reviewed. Problem solve using tact, ethics and sensitivity to dig deep and find answers for both internal and external clients. Utilize reports and other systems to manage pipelines. Maintain daily and monthly production and quality standards. Answer underwriting questions from processors and loan officers. Comply with all local and federal fair lending laws and net benefit requirements.Run the assignment process for transferring title on mortgages/deeds of trust between Quicken Loans and other banks and lenders. The process includes creating the assignment document, sending assignments for recording, researching aging mortgages and deeds, researching aging assignments that have been sent out for recording, and creating reports on excel to show daily changes in the assignment population by using Pivot Tables and the VLOOKUP function in Excel. Notarize company documents that are sent out for county recording. Quicken Loans

• What industry does Vincent Kawsan currently work in?

  Vincent Kawsan currently works in the
  Quicken Loans

• What is Vincent Kawsan's area of expertise?

  Vincent Kawsan specializes in
  As District Manager for this children's clothing store, was in charge of 15 employees in 5 different locations in the Detroit Metropolitan area. Responsibilities included purchasing inventory, payroll, scheduling and training staff, setting up new locations, maintaining relationships with clothing vendors, acquiring new clothing accounts, merchandise display, and producing sales promotions.Fannie Mae Product Manager. Conduct market research to stay abreast of new product/pricing opportunities, including but not limited to competitor analysis, Agency guideline announcements, Conduit guideline announcements and any legal or compliance issue that could impact the salability of loans. Seek out new buyers of products for increased liquidity of loan sales. Interpret and evaluate product guidelines/changes and market information for management review. Assists in all aspects of product development, testing and implementation including the coordination of all work groups (Sales, Ops, Secondary, Training, Marketing, Servicing, Trading/Hedging, etc) to ensure successful launches or change-overs. Actively review loan sales for any systemic issues that might make loans unsalable/unprofitable and coordinates an action plan to resolve the issue.Maintain deep ties with Banking, Operations, and Communications to ensure our guidelines are well understood. Have a thorough knowledge of investor guides and how they impact our business. Actively review our guideline exceptions, FSO Issues, Loan Compass questions, GURU feedback, and SOS questions to identify and solve issues with our guides and processes. Work with our technology team to fix “broken windows” in our products. Help with testing the functionality of newly developed guidelines to ensure requirements were satisfactorily met. Work with the Product Managers to solve issues and manage day-to-day processes that support any issues that arise. Help to maintain reporting around product-related issues. Create announcements to send to various groups regarding product/guideline changes. Conduct internal research to stay abreast of guideline interpretation on the floor. Assist in all aspects of product development, testing and implementation including the coordination of all work groups (Sales, Ops, Secondary, Training, Marketing, Servicing, Trading/Hedging, etc.) to ensure successful launches or change-overs. Lead weekly team huddles throughout the company to ensure current guidelines are being interpreted correctly while also introducing new changes that are being worked on.Make risk decisions based on company overlays versus actual product guidelines. Work with Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo, Schwab Loans. Work with Product Managers to help clean up investor guidelines for better synergy throughout the company. Build out guidelines for issues that we see on the floor that haven’t been addressed on the company level yet.Company hotline that caters to questions regarding loan guidelines, fixes, and exceptions. Work with all other teams/members of the company via phone, email, and instant messenger to help solve these issues. Loan channels include both refinance and purchase, and products include Fannie Mae, Freddie Mac, Schwab, Jumbo, FHA, VA, and USDA.Same job duties as a Final Signoff Underwriter, while maintaining a higher volume of loans and quality of loans.Perform audits on underwritten loans to ensure they were correctly underwritten. Use expertise from previous experience to ensure loan is ready to be sent to investor. In addition to auditing and fixing any issues that may exist, also read title documents to confirm that there are no red flags.Same duties as the Associate Underwriter position with the addition of Freddie Mac loans, multiple property loans, self-employed clients, rental income, and other miscellaneous loan types.Review loans and mortgage applications upon receipt and make credit decisions for each loan reviewed. Problem solve using tact, ethics and sensitivity to dig deep and find answers for both internal and external clients. Utilize reports and other systems to manage pipelines. Maintain daily and monthly production and quality standards. Answer underwriting questions from processors and loan officers. Comply with all local and federal fair lending laws and net benefit requirements.Run the assignment process for transferring title on mortgages/deeds of trust between Quicken Loans and other banks and lenders. The process includes creating the assignment document, sending assignments for recording, researching aging mortgages and deeds, researching aging assignments that have been sent out for recording, and creating reports on excel to show daily changes in the assignment population by using Pivot Tables and the VLOOKUP function in Excel. Notarize company documents that are sent out for county recording.

• Which languages does Vincent Kawsan speak? 

  Vincent Kawsan speaks the following languages:
  No languages available.

• Which industries has Vincent Kawsan previously worked in?   

  Vincent Kawsan has prior experience in the following industries:
  Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Allen Law Firm PLLC , New Yorker Kid , New Yorker Kid

• What is Vincent Kawsan’s work experience?  

  Vincent Kawsan has the following professional experience:
  Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Quicken Loans , Allen Law Firm PLLC , New Yorker Kid , New Yorker Kid .

• How can I find Vincent Kawsan on LinkedIn?  

  You can view Vincent Kawsan’s
  LinkedIn profile at LinkedIn URL.

• What are Vincent Kawsan’s work email addresses?  

  Vincent Kawsan’s work email addresses are
  [email protected] .

• What company does Vincent Kawsan work for?  

  Vincent Kawsan works at
  Quicken Loans